Q: What is a Freedom Plus loan?
A: A Freedom Plus loan refers to a no-doc mortgage loan or a low-doc loan, both of which require little to no financial documentation for the applicant's approval. These loan programs are especially good when:

· you earn income from an unconventional source;
· the loan process is too lengthy for your needs; or
· you want to maintain more financial privacy than a traditional bank allows.

Q: Who is a no-doc loan best for?
A: Requiring the least amount of documentation, a no-doc mortgage loan is best for those who want a fast approval and maximum privacy. Learn more about a no-doc mortgage loan!

Q: Who is a low-doc loan best for?
A: A low-doc mortgage loan is best for individuals who are self employed or do not receive income from an employer (e.g. earn wages through commission or tips.) Additionally, low-doc loans are good for people who have a complex financial status (e.g. live off investments, changing careers, etc.). Find out if a low-doc mortgage loan is right for you!

A: This is another name for a low-doc loan.

Q: I'm self employed. Why should I get my low-doc mortgage loan through ENG Lending?
A: Good question! We at ENG Lending understand how challenging it is for small business owners to find traditional bank financing easily. That's why we've created Freedom Plus mortgage loan solutions. All our loan officers have at least 15 years experience in the industry, they're whip-smart, and they love working with people like you. Read our testimonials page to learn about other happy clients.

Q: What will my interest rates be for a low-doc or no-doc loan?
A: Quite good! Because ENG Lending is an established bank, we can often offer no-doc and low-doc mortgage interest rates that are competitive with traditional bank loans.

Q: What kind of credit score do I need?
A: Ideally, you have an excellent credit score when you're applying for a no-doc loan. We also have mortgage loan solutions for people with bad credit scores, too. Simply contact us with your requirements – we'll help you determine your credit score, and outline your options.

Q: What do I need to provide the lender with to be approved for a no-doc loan or low-doc mortgage loan?
A: Every applicant is different, but generally, the higher your credit score, the less documentation we need. Call a lender at 1-800-936-8616, or contact us online with questions now!