Choose low interest home equity loans from ENG Lending:

Fixed Rate Mortgages
Adjustable Rate Mortgages (ARMs)Interest Only Fixed Rate Mortgages (SecureCombo)
FHA Loans
VA Loans
Vacation/Second Home Mortgages
Balloon Mortgages
Jumbo Mortgages
Second Mortgages

Loan Programs

Fixed Rate Mortgages
Planning to stay in your home for the long term? Looking to build equity and obtain a stable and traditional mortgage? ENG's 10/15/20 or 30- Year Fixed Rate program may be the best option for you!

Your ENG loan team will put together a comprehensive spreadsheet for you to review- explaining to you the difference in payment between a 30-year, a 20-year, and a 15-year fixed rate mortgage. After the options are reviewed together, you will discuss which payment is most comfortable to you and will better suit your needs.

Adjustable Rate Mortgages (ARMs)
Adjustable Rate Mortgages are highly viable loan programs for homebuyers looking for a low interest rate and monthly payment. Considering most homeowners stay in their homes for only 5-7 years, the 3/5/ or 7-Year ARMs are excellent loan options for many borrowers.

Interest Only Fixed Rate Mortgages (SecureCombo)
Imagine an interest-only payment option with a low fixed interest rate.

Looking to control your mortgage payments? Now, with ENG's SecureCombo home loan, you can enjoy the security of a fixed-rate home loan - with the freedom of making interest-only payments! Pay just the interest - or pay interest plus principal. With SecureCombo, you finally have a flexible way to pay your home loan. What could be easier?

FHA Loans
Credit Flexible ~ Great Rates and Low Monthly Mortgage Insurance ~ Safest ARM Currently Available on the Market ~ Variety of Property Types Allowed ~ Streamlined Refinance and Assumable Loans

VA Loans
Here you'll find long-term insurance-free VA home loans that are guaranteed by the United States Veterans Administration.

Vacation/Second Home Mortgages
A vacation home mortgage loan from ENG Lending offers a wide variety of choices, including fixed, adjustable, and interest-only options. At ENG, we work closely with you to find the ideal mortgage for your vacation home.

Balloon Mortgages
A Balloon loan is a mortgage in which the monthly payment is not intended to repay the entire loan. The final payment is a large lump sum of the remaining principal. It comes with a lower fixed rate, but the rate will usually expire after a period of years in which the borrower can then refinance.

ENG's Balloon Mortgage Specialists can assist you on the details and pro's and con's of obtaining a Balloon mortgage. Fill out our no obligation application and you will be contacted within 24-hours with more information.

Jumbo Mortgages
Traditional conforming loans (i.e. those that follow guidelines for loan maximums set by Fannie Mae and Freddie Mac each year) sometimes just aren't enough to purchase a home in the existing real estate market. Don't let this keep you from getting the money you need. A jumbo mortgage loan from ENG Lending offers borrowers loan amounts that exceed traditional conforming loans.

Second Mortgages
Many borrowers confuse second mortgages with home equity lines of credit. While second mortgage loans are home equity loans, a second mortgage pays out a fixed sum of money to be repaid on a set schedule, like your initial mortgage. Some buyers will get a second mortgage if they cannot obtain enough of a loan from the first mortgage or if they can qualify for better terms on the first mortgage by obtaining a smaller second mortgage.

Unlike refinancing, the second mortgage does not supersede the first mortgage. Second mortgages are usually 15- to 30-year loans with a fixed rate of interest.

ENG offers a wide variety of second mortgage loan programs, including fixed, adjustable, and interest only options.